Pangestu, A. ., and H. . Muharam. “ANALYSIS OF THE INFLUENCE OF INTELLECTUAL CAPITAL ON FINANCIAL PERFORMANCE IN THE BANKING INDUSTRY IN INDONESIA BASED ON CORE CAPITAL GROUPS”. SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan, vol. 2, no. 11, Oct. 2023, pp. 3347-80, doi:10.54443/sibatik.v2i11.1442.